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Mortgage Center

You've found the right place for a mortgage

Whether you're buying a new home or refinancing your current one, you can be confident you've chosen the home loan that's right for you.  Save time, stress and money with our easy-to-understand home loan choices.  AVB Bank offers step-by-step guidance for homebuyers.  If youíre thinking about a new home loan, let us help you better understand what you can comfortably afford and guide you through your home loan options.

Find the mortgage that's right for you

Whether you're a first-time homebuyer, are looking to buy your next home, or considering a refinance, our expert mortgage loan officers are here to answer your questions so you have a clear understanding of what you can comfortably afford.  With a loan from AVB Bank, you get our in-depth mortgage analysis given in easy-to-understand language, highlighting the key terms of your home loan.

House hunt with confidence

All you have to do is answer a few questions.  In 10 minutes or less, you'll get custom rates and pricing on a mortgage.

Refinance your home

Whether you're looking to lower your monthly mortgage payment, switch to a fixed rate, or even get cash out to finance a major expense, we have the mortgage refinance information you need.  If you are experiencing payment difficulties, letís work together to help keep you in your home.

Step-by-step help for first-time home buyers

If you are a first-time home buyer, AVB Bank is committed to helping you choose a loan that's right for you.  Our mortgage loan officers can help guide you through the process and explain your choices in easy-to-understand terms so you know what you're getting and what you can comfortably afford.

Affordable loan products and programs

Fixed-rate mortgages

This type of home loan tends to be the most popular, because it helps protect homeowners from payment surprises and is easier to understand. There are several reasons first-time homebuyers may want to consider a fixed-rate mortgage:

  • Your interest rateóand your monthly payment of principal and interestówill stay the same for the entire term of the loan
  • It's convenient if you plan to stay in your first home for an extended period

FHA, VA and Rural Development (RD) mortgages

The Federal Housing Administration (FHA), the U.S. Department of Veterans Affairs (VA), and the U.S. Department of Agriculture (USDA) offer government-insured mortgage loans. These loans have features that make them easier for first-time home buyers to obtain. These features include:

  • Low down payment requirements
  • Flexible credit and income guidelines

Home Improvement Loans

If you are ready to make home improvements, an AVB Home Improvement Loan is what you need to get started.  Best of all, your approval can be processed without you having to leave your home or office!

Home Equity Loans

Unlock the cash in your home with an AVB Home Equity Line of Credit.  Get access to the equity in your home at low interest rates and explore the possibility of certain tax advantages that may not be available with other loans (please consult your tax advisor for details).

To apply for a mortgage or consumer loan now, stop by or call 918.251.9611 and talk with one of our lending officers.