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General Privacy Policy

 Rev. 9/2012

 

FACTS WHAT DOES AVB BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and income
  • Account balances and payment history
  • Credit history and credit scores
How? All financial companies need to share customers' personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customers' personal information; the reasons AVB Bank chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does AVB BANK share? Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes -
to offer our products and services to you
Yes Yes
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes -
information about your transactions and experiences
No We don't share
For our affiliates' everyday business purposes -
information about your creditworthiness
No We don't share
For our affiliates to market to you No We don't share
For nonaffiliates to market to you Yes Yes

 

To limit our sharing
  • Call 918.251.9611 - our menu will prompt you through your choice(s) or
  • Mail the form below

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice.  When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

 

Questions? Call 918.251.9611 or email customerservice@bankavb.com
Mail-in Form

Mark any/all you want to limit:   

Do not share my personal information to market to me.   

Do not share my personal information with nonaffiliated to market their products and services to me.

Name  
Address  
   
City/St/Zip  
Account #(s)  

Mail to:      AVB Bank, P. O. Box 130, Broken Arrow, OK, 74013 

Who We Are
AVB Bank
What We Do
How does AVB BANK protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does AVB BANK collect my personal information?

We collect your personal information, for example, when you

  • Open an account or deposit money
  • Pay your bills or pply for a loan
  • Use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates' everyday business purposes - information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.  See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.

 

Definitions
Affiliates

Companies related by common ownership or control.  They can be financial and non-financial companies.

  • AVB BANK has no affiliates.
Nonaffiliates

Companies not related by common ownership or control.  They can be financial and non-financial companies.

  • Nonaffiliates we share with can include Investment, Mortgage and Direct Marketing Companies.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • AVB BANK doesn't jointly market.